Saturday, October 25, 2008

Insurance Update

Sorry for the length in time from the last update. Since I posted so much information last time I thought I would give everyone a chance to read and watch the surgery video. The video is not for weak stomachs but it does make you give thanks to God that the doctors are out there that can perform such delicate surgeries and the technology has been developed to make the surgery perhaps a little less delicate than what it used to be.

Late this week, I was notified that the surgery would not be taken care of by insurance, even with the local neurosurgeon stating in his referral comments that this particular type of delicate neurosurgery could not be performed in the Valley (add another nerve of fright). However, Alma did some internal research and found out that MDA is a provider for another health plan that VB Health Systems has a working relationship with and that relationship allows the insurance to cover on an 80/20 basis. Praise God! We are awaiting formal written authorization. Even still, I am not sure that formal written authorization will guarantee payment as back in January, Scott had some medical needs while at college. We called and received written authorization. Last week, the provider of the services called and said VB Health Sytems had called them asking them to return the funds provided them for services. When asked why, VBHS said since VBHS was a self insured group, they could change their mind. Now isn't that something!? We have not been notifed personally by VBHS that they are requesting funds back.

I continue to be touched and humbled and brought to tears at the support that has been offered via prayer, comments, love and even fundraising to help with medical expenses. As I have told several, I have never accepted charity and thank God, have never needed it. I prayed to God several years ago that He would bless me in order that I could bless others. Although I may not have been able to provide monetary blessings to some, God has blessed me in ways I never imagined which allowed me to bless others in many different ways. God answered my prayer, not necessarily in the manner I was expecting, but in His own way. That reminds me of that beautiful song, Have Thine own way Lord.... and indeed He does.

It's just 10 days until my appt at MDA and although very nervous about what will be discussed, I take comfort in knowing that God is in control. I'm taking Alma and my wonderful mother with me as I figure 3 minds can come up with all the questions better than just my feeble mind.

Psalms 77:11-14
I will remember the deeds of the LORD; yes, I will remember your miracles of long ago.
I will meditate on all your works and consider all your mighty deeds.
Your ways, O God, are holy. What god is so great as our God?
You are the God who performs miracles; you display your power among the peoples.

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